When do you need
a banking
lawyer?
The banking sector is one of the most strictly regulated industries. An error in licensing documentation, loan agreements, or internal processes can lead to a Czech National Bank investigation, a sanction, or the rejection of a license application.
We assist clients in establishing regulatory and contractual frameworks that withstand scrutiny from supervisory authorities, investors, and business partners.
Typical situations we handle
Application for a Czech National Bank License
Application for a Czech National Bank License
You need to prepare documentation for a banking, payment institution, or securities trader license.
CNB Audit
CNB Audit
The regulator is reviewing your internal processes, governance, or business model.
Complex credit transaction
Complex credit transaction
Acquisition finance, syndicated loans, international documentation (LMA).
Regulatory Change
Regulatory Change
New European legislation (CRR, DORA, PSD3) requires a revision of your processes.
A dispute with a bank or a client
A dispute with a bank or a client
Proceedings before the Financial Arbitrator, arbitration, or civil litigation.
Fintech in the Regulated Market
Fintech in the Regulated Market
Are you entering the banking services sector as a startup or a technology firm and require a regulatory roadmap?
Banks and savings cooperatives
From governance and product documentation to client disputes.
Banks and savings cooperatives
From governance and product documentation to client disputes.
Payment and Electronic Money Institutions
Licensing proceedings, PSD2/PSD3 compliance, outsourcing.
Payment and Electronic Money Institutions
Licensing proceedings, PSD2/PSD3 compliance, outsourcing.
Securities Traders and Investment Companies
ICOs/IPOs, MiFID II, custody.
Securities Traders and Investment Companies
ICOs/IPOs, MiFID II, custody.
Fintech and Technology Companies
Access to regulated services, partnerships with banks, and BaaS models.
Fintech and Technology Companies
Access to regulated services, partnerships with banks, and BaaS models.
Investors and Acquiring Entities
M&A in the banking sector, due diligence of regulatory risks.
Investors and Acquiring Entities
M&A in the banking sector, due diligence of regulatory risks.
Corporations and Individuals in Dispute with Banks
Invalid contracts, unreasonable fees, liability for advisory services.
Corporations and Individuals in Dispute with Banks
Invalid contracts, unreasonable fees, liability for advisory services.
What we will do for you
Complete preparation of documentation: business plan, ownership structure, internal regulations, and demonstration of management competence. We conduct communication with the Czech National Bank and manage the entire process up to the granting of the license.
Complete preparation of documentation: business plan, ownership structure, internal regulations, and demonstration of management competence. We conduct communication with the Czech National Bank and manage the entire process up to the granting of the license.
We represent the client during Czech National Bank (CNB) inspections, prepare responses to inspection reports, and conduct the defense in subsequent sanction proceedings. Our objective is to minimize any impact on the client's license and reputation.
We represent the client during Czech National Bank (CNB) inspections, prepare responses to inspection reports, and conduct the defense in subsequent sanction proceedings. Our objective is to minimize any impact on the client's license and reputation.
How our cooperation works
1
Initial Consultation
First, we will listen to your situation, the basic timeline of the case, and the steps taken so far. We will then evaluate your situation, explain the available options, and outline the primary risks we perceive at this moment.
3
Strategy and Planning
We will propose a procedure, a timeline, and a cost estimate.
5
Ongoing Support
We remain at your disposal for follow-up questions, regulatory changes, and further reviews.
2
Analysis and gap assessment
We will assess your current position relative to regulatory requirements.
4
Implementation and Representation
We will prepare the documentation and represent you in negotiations with the Czech National Bank or the counterparty.
Examples of Our Work
Pavel Martiník, J.D., Ph.D.
Managing Partner
He specializes in financial, criminal, and commercial law. He serves as a core faculty member at the Department of Financial Law and Financial Science of the Faculty of Law, Charles University, and collaborates with the Subcommittee on the Digital Economy of the Chamber of Deputies. Throughout his career, he has been a key member of projects involving both domestic and multinational banks and investment groups.
Pavel Martiník, J.D., Ph.D.
Managing Partner
He specializes in financial, criminal, and commercial law. He serves as a core faculty member at the Department of Financial Law and Financial Science of the Faculty of Law, Charles University, and collaborates with the Subcommittee on the Digital Economy of the Chamber of Deputies. Throughout his career, he has been a key member of projects involving both domestic and multinational banks and investment groups.
Pavel Martiník, J.D., Ph.D.
Managing Partner
He specializes in financial, criminal, and commercial law. He serves as a core faculty member at the Department of Financial Law and Financial Science of the Faculty of Law, Charles University, and collaborates with the Subcommittee on the Digital Economy of the Chamber of Deputies. Throughout his career, he has been a key member of projects involving both domestic and multinational banks and investment groups.
Jana Rihova, M.A.
Attorney at Law
She focuses on the banking sector, fintech, and corporate governance. She specializes in licensing proceedings before the Czech National Bank and the implementation of European regulations into the structures of Czech companies. Prior to joining the firm, she worked in the management of the legal department at Twisto payments.
Jana Rihova, M.A.
Attorney at Law
She focuses on the banking sector, fintech, and corporate governance. She specializes in licensing proceedings before the Czech National Bank and the implementation of European regulations into the structures of Czech companies. Prior to joining the firm, she worked in the management of the legal department at Twisto payments.
Jana Rihova, M.A.
Attorney at Law
She focuses on the banking sector, fintech, and corporate governance. She specializes in licensing proceedings before the Czech National Bank and the implementation of European regulations into the structures of Czech companies. Prior to joining the firm, she worked in the management of the legal department at Twisto payments.
Blog
When does the right to an effective investigation arise
For the victim, an effective investigation is often the only way to restore trust in justice and to feel that the state takes the violation of their rights seriously.
Read more
Legal limits of corporal punishment in child rearing
Is a physical smack as a disciplinary measure still legal in the Czech Republic? Until recently, Czech law did not provide an entirely unequivocal answer to these questions.
Read more
When is a managing director liable for the company's debts?
Our law firm would like to draw attention to the judgment of the High Court in Olomouc, case number 8 Cmo 55/2025, dated August 20, 2025.
Read more
Criminal Liability of Accountants
The provision of accounting services is an activity associated with liabilities that may also extend into the realm of criminal law.
Read more
The Constitutional Court upheld the Reimbursement Decree
On 15 October 2025, the Plenum of the Constitutional Court decided to uphold Reimbursement Decree No. 314/2024 Coll. of the Ministry of Health.
Read more
What information an issuer is required to disclose to the market
Pursuant to Article 17 of Regulation (EU) No 596/2014 (MAR), an issuer of financial instruments must inform the public of inside information as soon as possible.
Read more
Blog
When does the right to an effective investigation arise
For the victim, an effective investigation is often the only way to restore trust in justice and to feel that the state takes the violation of their rights seriously.
Read more
Legal limits of corporal punishment in child rearing
Is a physical smack as a disciplinary measure still legal in the Czech Republic? Until recently, Czech law did not provide an entirely unequivocal answer to these questions.
Read more
When is a managing director liable for the company's debts?
Our law firm would like to draw attention to the judgment of the High Court in Olomouc, case number 8 Cmo 55/2025, dated August 20, 2025.
Read more
Criminal Liability of Accountants
The provision of accounting services is an activity associated with liabilities that may also extend into the realm of criminal law.
Read more
The Constitutional Court upheld the Reimbursement Decree
On 15 October 2025, the Plenum of the Constitutional Court decided to uphold Reimbursement Decree No. 314/2024 Coll. of the Ministry of Health.
Read more
What information an issuer is required to disclose to the market
Pursuant to Article 17 of Regulation (EU) No 596/2014 (MAR), an issuer of financial instruments must inform the public of inside information as soon as possible.
Read more
Blog
When does the right to an effective investigation arise
For the victim, an effective investigation is often the only way to restore trust in justice and to feel that the state takes the violation of their rights seriously.
Read more
Legal limits of corporal punishment in child rearing
Is a physical smack as a disciplinary measure still legal in the Czech Republic? Until recently, Czech law did not provide an entirely unequivocal answer to these questions.
Read more
When is a managing director liable for the company's debts?
Our law firm would like to draw attention to the judgment of the High Court in Olomouc, case number 8 Cmo 55/2025, dated August 20, 2025.
Read more
Criminal Liability of Accountants
The provision of accounting services is an activity associated with liabilities that may also extend into the realm of criminal law.
Read more
The Constitutional Court upheld the Reimbursement Decree
On 15 October 2025, the Plenum of the Constitutional Court decided to uphold Reimbursement Decree No. 314/2024 Coll. of the Ministry of Health.
Read more
What information an issuer is required to disclose to the market
Pursuant to Article 17 of Regulation (EU) No 596/2014 (MAR), an issuer of financial instruments must inform the public of inside information as soon as possible.
Read more
Frequently Asked Questions
Do you have a question for which you have not found an answer?
Inquiries and Consultations
We are located in Prague, Vinohrady, just a few steps from the Náměstí Míru metro station. For routine matters, please send us an e-mail, complete our contact form, or call us to arrange an appointment. In the event of an urgent criminal matter, please contact our emergency hotline, available 24 hours a day.
Prague Branch
Martiník law firm, s.r.o.
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Inquiries and Consultations
We are located in Prague, Vinohrady, just a few steps from the Náměstí Míru metro station. For routine matters, please send us an e-mail, complete our contact form, or call us to arrange an appointment. In the event of an urgent criminal matter, please contact our emergency hotline, available 24 hours a day.
Prague Branch
Martiník law firm, s.r.o.
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Inquiries and Consultations
We are located in Prague, Vinohrady, just a few steps from the Náměstí Míru metro station. For routine matters, please send us an e-mail, complete our contact form, or call us to arrange an appointment. In the event of an urgent criminal matter, please contact our emergency hotline, available 24 hours a day.
Prague Branch
Martiník law firm, s.r.o.
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Inquiries and Consultations
We are located in Prague, Vinohrady, just a few steps from the Náměstí Míru metro station. For routine matters, please send us an e-mail, complete our contact form, or call us to arrange an appointment. In the event of an urgent criminal matter, please contact our emergency hotline, available 24 hours a day.
Prague Branch
Martiník law firm, s.r.o.
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
©2026 All rights reserved.
Prague Branch
Martiník Law Firm, LLC
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Manage my cookie preferences
©2026 All rights reserved.
Prague Branch
Martiník Law Firm, LLC
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Manage my cookie preferences
Prague Branch
Martiník Law Firm, LLC
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Manage my cookie preferences
Privacy Policy
©2026 All rights reserved.
©2026 All rights reserved.
Prague Branch
Martiník Law Firm, LLC
Uruguayská 380/17
120 00 Prague 2 - Vinohrady
Manage my cookie preferences
When do you require a banking law attorney?
The banking sector is one of the most strictly regulated industries. An error in licensing documentation, loan agreements, or internal processes can lead to a Czech National Bank investigation, a sanction, or the rejection of a license application.
We assist clients in establishing regulatory and contractual frameworks that withstand scrutiny from supervisory authorities, investors, and business partners.
When do you require a banking law attorney?
The banking sector is one of the most strictly regulated industries. An error in licensing documentation, loan agreements, or internal processes can lead to a Czech National Bank investigation, a sanction, or the rejection of a license application.
We assist clients in establishing regulatory and contractual frameworks that withstand scrutiny from supervisory authorities, investors, and business partners.
How our cooperation works
1
Initial Consultation
First, we will listen to your situation, the basic timeline of the case, and the steps taken so far. We will then evaluate your situation, explain the available options, and outline the primary risks we perceive at this moment.
2
Analysis and gap assessment
We will assess your current position relative to regulatory requirements.
3
Strategy and Planning
We will propose a procedure, a timeline, and a cost estimate.
4
Implementation and Representation
We will prepare the documentation and represent you in negotiations with the Czech National Bank or the counterparty.
5
Ongoing Support
We remain at your disposal for follow-up questions, regulatory changes, and further reviews.